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Tagged: Advice

Debt Consolidation Refinance Advice: Chapter 13 Bankruptcy versus Ch. 7 BK

Legal

Debt Consolidation Refinance Advice: Chapter 13 Bankruptcy versus Ch. 7 BK

Debt Consolidation Refinance Advice: Chapter 13 Bankruptcy versus Ch. 7 BK Under the old bankruptcy laws, most debtors chose between a liquidation proceeding under Chapter 7 of the Bankruptcy Code and a wage-earner repayment plan under Chapter 13. Under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), new bankruptcy law, a two-part means (income) test now determines if your are eligible for Chapter 7 or must file under Chapter 13 for relief. And, because the new law imposes stricter requirements on lawyers, it’s harder to find an attorney to represent you in a bankruptcy case. The new...

Advice on divorce

Legal

Advice on divorce

Advice on divorce The end of a relationship can be devastating for a married couple, and the emotional and physical toll it takes on those involved can be difficult. Unfortunately, it is common that many relationships end acrimoniously, involving hours arguing over money, property, and children. Getting advice on divorce in order to know the laws both in your state and country is critical. Of course every country has its own particular rules and legislation, so I will use the US as an example. There is a vast amount of information available that can give you advice on divorce, and...

Advice when Choosing a Bankruptcy Lawyer

Legal

Advice when Choosing a Bankruptcy Lawyer

Advice when Choosing a Bankruptcy Lawyer 1. First and foremost, ask yourself, “Do I even need a bankruptcy lawyer to file my case?” If your case is fairly straightforward, then chances are you can get a bankruptcy petition preparer to file your case for much less than the cost of hiring a lawyer. Despite popular conception, bankruptcy law is not very complicated, so hiring an expert most of the times does not make sense. The real question then becomes, “How complicated is my case?” In short, if a) you have 100 percent unsecured debt (credit cards, medical bills, personal loans,...

Facing Foreclosure: How to Find Advice Online

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Facing Foreclosure: How to Find Advice Online

Facing Foreclosure: How to Find Advice Online If you are a homeowner who is on the brink of foreclosure or if your lender has already started the proceedings, you may not know where to turn. If you are limited on financial resources you may be unable to hire a lawyer to provide you with expert advice. Although nothing is better than professional help, you can turn to the internet. When using the internet to find advice about foreclosure or to learn what your rights as a homeowner are, visit the website of your state. This should be the official website....